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Garland Consulting, LLC

Established as a sole proprietorship in 1994 in San
Antonio, Texas by owner, T. Michael Garland. In
1996 Mr. Garland moved to Lubbock, Texas. On
February 4, 2009 the form of ownership was
converted to its current status as a Limited Liability
Company in the state of Texas.

T. Michael Garland

After graduating from Texas Tech University in December
1981 with a BBA-Finance degree, Mr. Garland began his
career as a bank examiner with the Office of the Comptroller
of the Currency (OCC) in west Texas and eastern New Mexico
(Lubbock, Amarillo & Midland Duty Stations).

In 1986 Mr. Garland temporarily got off the road to work for
Century National Bank a $100MM community bank in Austin,
Texas. Duties included SBA lending, compliance, and
regulatory reporting requirements under a formal agreement
with the OCC.

In 1987 Garland accepted a position as a Senior Loan Review
Officer in the Austin office of First City Bancorporation of
Texas (First City), a multi-billion dollar bank holding company
based in Houston, Texas. After performing loan reviews for
First City in their banks primarily located in the western half of
Texas (Austin, San Antonio, Midland, San Angelo, El Paso,
Corpus Christi, Aransas Pass, Bryan/College Station,
Madisonville, & Houston), Mr. Garland moved to Little Rock,
Arkansas in 1993 and accepted a postion with Worthen
Banking Corporation, a multi-billion dollar bank holding
company, as Vice President & Loan Review Manager.

http://www.linkedin.com/in/tmgarland